Payment Terms

Payment Terms for Shubindia Ad Works — outdoor advertising, hoarding bookings, billboard campaigns, transit ads & newspaper services across Pune, Mumbai & Ind

Overview

SHUBINDIA AD WORKS provides transparent, flexible payment options for all advertising services — hoardings, bus shelters, metro and airport advertising, transit branding, digital OOH, newspaper insertions, and creative design. These Payment Terms govern every commercial engagement, supplementing the broader Terms & Conditions.

Accepted Payment Methods

  • Bank Transfer (NEFT / RTGS / IMPS): preferred for B2B transactions; account details shared on invoice.
  • UPI: Google Pay, PhonePe, Paytm, BHIM, and any UPI-enabled app.
  • Credit / Debit Cards: Visa, Mastercard, RuPay, American Express via our payment gateway.
  • Cheque: payable to "SHUBINDIA AD WORKS" — campaign activation subject to clearance (5-7 business days).
  • Demand Draft: for clients without active bank-transfer relationships.

Standard Payment Schedule

Payment structure scales with campaign size to balance vendor commitments against client cash-flow:

  • Under ₹1 Lakh — 100% advance, full invoice on confirmation.
  • ₹1 Lakh – ₹5 Lakh — 50% advance + 50% before campaign start date.
  • ₹5 Lakh – ₹25 Lakh — 40% advance + 40% mid-campaign + 20% on completion + post-campaign report.
  • Above ₹25 Lakh — custom milestone-based payments, individually negotiated.
  • Design-only services — 50% advance + 50% on file delivery.

Credit Terms (Established Clients)

Credit facilities — Net 15 or Net 30 — are extended to clients with a proven 6-month relationship, at least 3 successfully executed campaigns, valid GSTIN, and a signed credit agreement. Credit limits are reviewed quarterly and adjusted based on payment history. Credit may be suspended in case of bounced cheques, repeated late payments, or violation of agreement terms.

Invoicing & GST

All invoices are GST-compliant and include: invoice number and date, GSTIN of both parties, detailed service description with SAC codes (998361 for advertising, 998391 for design, 998912 for printing), base amount, GST breakdown (CGST + SGST for Maharashtra clients or IGST for inter-state), total payable, and due date. Invoices are emailed to the registered billing address; physical copies and e-invoices are issued on request.

Late Payment Consequences

  • Grace period: 7 calendar days from invoice due date.
  • Interest: 2% per month (24% per annum) on overdue amounts after the grace period.
  • Service suspension: ongoing campaigns paused after 15 days overdue; subsequent payments re-prioritised.
  • Credit impact: future credit limits reduced or revoked; advance terms reimposed.
  • Legal recovery: persistent defaults referred to Pune district court under our jurisdiction clause.

Payment Reminders

We send courtesy reminders 3 days before due date, a payment-due notification on due date, a final reminder 7 days after, and a service-suspension warning 15 days after. All reminders include a downloadable invoice PDF and a click-to-pay payment link.

Advance-Payment Benefits

Clients who clear advances on time receive: priority booking on premium hoarding inventory, rate-lock protection against quarterly price revisions, faster creative-team turnaround, and early-payment discounts on select multi-month campaigns. Advance payments are protected — in case of campaign cancellation, refunds are processed per our Cancellation & Refund Policy.

TDS & Statutory Deductions

If you are required to deduct TDS under Sections 194C or 194J of the Income Tax Act 1961, please remit the TDS to the Government and share the quarterly Form 16A within the statutory timeline. We reconcile TDS credits in Form 26AS and adjust outstanding balances accordingly.

Disputed Invoices

Raise disputes in writing within 7 days of invoice receipt to info@shubindia.com with supporting documents. Our accounts team responds within 5 business days. Undisputed amounts should be paid on time; disputed amounts may be withheld only with prior agreement. Unresolved disputes are escalated per our governing-law clause.

Contact

For payment queries, invoice copies, or credit-limit reviews contact our accounts team at info@shubindia.com or +91 9011126970 (Mon-Sat 10am-6pm IST). Office: HYDE PARK, Shop No.66 D Wing, Vastushree Complex, Market Yard, Pune 411037. Last updated: February 22, 2026.